Have to use Click and Buy, we were lied to.Follow

I'm in the same boat as Wint, I bought the game last night. What maintenance do I have to wait for before I can transfer my ID? I can't find that anywhere?

Except that for a lot of people this will be easier... I seriously don't get the problem - As Chewzer noted, SE's current billing system sucks donkey dong... and as someone who has to use someone else's credit card to pay currently, I am overjoyed that they are adding MORE OPTIONS.

Quick question about Crysta (at work, can't play with this and don't want to spend the rest of the day OCDing over this). If I pay (example) $18.95 a month, and I buy $20 worth of Crysta, does that $1.05 worth of Crysta carry over to the next month or do I have to buy $20 worth of Crysta every month?

Ah, that seems easy enough to deal with then, thank you :)

The LESSER of the two evils? lol ClickAndBuy will charge your CC 10 times instead of just once and then charge you $3-4 for fees in the process. {Thanks for the offer, but I'll have to pass.}

I'd rather lose $5 at the end of the year to SE than $116 per month to ClickAndBuy.

(Yes, you'd eventually get the charges reversed but only through forcing it with your credit card company, not with ClickAndSteal.)

Edited, Jul 27th 2011 2:57pm by BJordan

Going to concur with Elspetta on this. From C&B's FAQ (emphasis added):


The 3.9% fee that everyone is in a panic over appears to be only if you charge your credit card in order to deposit money into C&B in advance, which is not necessary. This is supported (although not yet proven) by the fact that Deadgye was not presented with additional charges.

What I will also add is this: if C&B (or anyone else) charges your credit card with unauthorized fees, that is fraud. You are not liable for fraud, and can dispute those charges with your bank. In the past, the resulting chargebacks caused SE to get pissed off and cancel accounts... and that is a risk you take - but you will get your money back. If you buy crysta, however, and SE takes too much of it or w/e, you are probably screwed.

With C&B, I see that they have fees listed for chargebacks. I interpret this to mean that if you dispute a charge through your bank, C&B will then charge your account an additional $15 or $22 (it wasn't completely clear) as a penalty. Well, that is some pretty devious BS, but it doesn't really mean much. A chargeback is essentially a measure of last resort. You need to attempt to resolve your dispute with the vendor directly before resorting to a chargeback. If that doesn't work, you should just consider your relationship with that vendor to be over and done. Yeah, pissing off C&B would then limit your options for paying for FFXI... but that is potentially better than pissing off SE and getting banned for causing a chargeback against them directly. And if you've successfully won a dispute over a fraudulent charge, and the vendor tries to charge you more/again, that is fraud as well.

So, I don't really like this whole thing either, but the assumption that we'll have to pay anything extra is premature, at best. I'll be waiting anxiously to see what happens, but I will not be panicking.

Edited, Jul 27th 2011 3:02pm by VxSote

Unfortunately. :( What other choice do we have? It's ridiculous that they won't want to let us pay them directly, and instead we have to use third parties in order to give them our money.

People who are still playing XIV have been begging SE to change the whole ClickAndBuy thing since release and it hasn't even been acknowledged.

Edited, Jul 27th 2011 3:21pm by BJordan

You do realize that SE has most likely been using a 3rd party this entire time, right? Last month's *****-up with their billing partner, resulting in people's accounts canceled during the weekend of the 4th, is a great example of how well the old system worked.

Edited, Jul 27th 2011 2:31pm by Chewzer

I haven't read all of the posts in this thread, but from what I have read it looks like I'll be opting for the crysta payment option. I already have a PayPal account and I like it. I'm not looking forward to dealing with this at all, though.

Seriously, it's not that hard or worth getting so worked up about. It's actually significantly easier than setting up a credit card inside of POL.

Except when I did exactly that and my CC company told me this exactly "We've had a lot of issues with ClickandBuy in the past and strongly recommend you do not use their services."

Shady? Hell yeah but what isn't. But when the big MC tells me their shady? Good game, Square Enix.

None, transfers are open now: http://www.playonline.com/homeeu/polshift/