I just recently quit the game and I'm never coming back. So as a parting gift to help those newbies out there that need some gil I'm going to tell you how I made my fortunes. I used the below method to get all my gear from level 20'ish, when I figured it out, to when I quit at 73.
To start off you will not be crafting anything, you will not have to farm anything, you will not have to camp a single NM, you won't have to mine or harvest, you will not have to fish at all.
What is it you ask? Easy farming the six quested ninjitsu scrolls over and over again. For those really new these are:
Tonko: Ichi
Utsusemi: Ichi
Kurayami: Ichi
Dokumori: Ichi
Hojo: Ichi
Jubaku: Ichi
Now there is one catch to this, fame. You’re going to need about a 400k investment up front. This is a one-time thing for the first run. For any subsequent runs if you save at least 400k from what you make from doing this, then you won't have to worry about it again. As how to make 400k that's up to you. I personally fished up rusty caps way back when but times have changed.
You can lower the cost by doing some things yourself but to me it was never really worth it. As most of you know you can turn in zinc ore or yag necklaces for norg fame. I went with zinc ore since it takes less so it's quicker. You will need to purchase, or mine if you want to waste hours and hours, exactly 105 zinc ores. No less.
What I would do was start a galken mule in bastok (THF for the 2hr). I'm not sure if race effects fame I've heard it does but never seen any proof so not sure if 105 zincs will work for say, an elvaan mule. Never the less I'd go with a Galka. If you have a Bastoken Aketon send it to your mule along with 400k. You'll be doing a lot of running around town and every little bit of speed helps.
With that 400k you will need to buy:
Airship pass (148,000)
105 zinc ores (108,440)
2 stacks of Prism Powder (20,000)
2 stacks of Silent Oil (42,000)
10 Rusty Subligar (43,600)
10 Rusty Leggings (9,000)
1 Silver Beastcoin (1,000)
1 Damp Scroll (30,000)
Teleports, & misc. expenses (2k)
Then on this new mule you might want to make a few macros, I used the following:
/item "Silver Beastcoin" <t>
/item "Damp Scroll" <t>
/item "Silent Oil" <me>
/item "Prism Powder" <me>
/ja "Perfect Dodge" <me>
/map
Only buy zinc at first since you'll need so many you should keep your inventory clear. Also the price listed is what I paid a month ago on bahamut before I quit. The prices were actually a little less but I always sent more just to be sure I had gil on hand. Prices may have changed in a month so who knows if this even works now, but I'm assuming prices are about the same. Also you can save gil if you want to spend more time, by crafting oils and powders, mining the zinc, fishing up the damp scroll, and fishing up the rusty equipment. But you don't have to if you don't want to; again for me I was looking to do it as quickly as possible.
First go talk to Talib in the warehouse in port bastok (F-6). After the cut scene trade him one zinc ore and then go talk to Parraggoh in bastok mines, lower level, first house on the left going towards the alchemy guild. Get the bronze knife then promptly throw it away. Now you can go back to Talib and start trading in zinc for fame, 4 at a time. That's 26 trades in all. After that you will have the fame needed to start the first three quests, doing those nets you enough fame to do the last three. Now go buy your other supplies.
Some of this you will not be able to get in bastok like the airship pass, and maybe the damp scroll. Use your main or another mule to check other AH's for deals. Sandy usually has cheaper zinc then bastok. Being that sandy has no GS guild, and people are always mining up zinc ore in the grotto, it usually sells cheaper. Also I'm guessing when the X-Box 360 comes out a lot of the new players will be mining for zinc so the price may plummet. You will be doing a lot of sending back and forth so get used to it.
Ok so now you have all your items in that list save for the airship pass, where do you get that? Jeuno of course, so we are going to take our level one mule to jeuno. I've found the best path to do this and if your decent at avoiding mobs you should never get any aggro. And you won't have to use any of your oils or powders.
First set your HP at the markets exit, then run through S.Gusta to N.Gusta and set your HP in N.Gusta. Again so if you do die you won't have to backtrack a whole bunch. After N.Gusta go to Konschtat then head to Valkurm. You don't want to go through the marsh even if it's faster, most mobs there are sound aggro and much harder to avoid. Besides your going to need to pick up the Holla gate crystal for a short cut later.
So go from Valkurm and set you HP, then go to La Theine and grab your Holla Gate Crystal, then head through Jugner and then through Batallia to Jeuno. Set your HP along they way whenever you can. And find some maps online for the quickest routes.
In Jeuno set your HP in the lower Jeuno mog house by switching jobs from then back to THF. And leave your HP there do not change it again, I'll tell you why later. Head to port Jeuno and to the Kazham air travel place. Purchase your airship pass for 148k then head to Kazham.
Now the fun part, run to norg with out dying using those powders and oils you purchased. It's actually pretty easy if you know the quickest way. Once you reach norg start the Tonko Quest w/ Keal (H-8). Then turn in your rusty leggings to Heizo (H-7) for your Dokumori scroll. Then turn in your rusty subligars to Heiji (I-7) for your Kurayami scroll.
Now leave norg and hug your right wall all the way to the key item room, find the "Iron Box" get the key item turn around and just hug your left wall back to norg. Talk to Keal again for your tonko scroll.
Now you have enough fame to finish the other three quests. You are going to want to do Utsusemi first, so talk to Laisrean (H-7) to start the Quest. Then talk to Washu, first room on the left up the stairs to start the Hojo Quest. Finally talk to Shivivi (J-8), who is roaming the upstairs hall, to start the Jubaku Quest (you need the damp scroll in your inventory to start the quest).
If you need maps for the SSG you can find them at FFXI Atlas (Or click here)
To get to the key item are for the Utsusemi quest, just follow the directions linked and/or use that map for reference. Once you have the key item instead of returning to Laisrean for the scroll, exit SSG out to Yuhtunga Jungle then head to Yhoator Jungle. You're going to need to find the Opo-Opo Brew. I always took the second most southerly entrance to Yhoator as the brew seemed to spawn the most around that area. Here is map with the possible spawn locations. The ??? for it will spawn in the crook of one of the very large trees. Since it's random this could take the longest time out of anything.
Once you have the brew head back to Norg. Talk to Laisrean for the Utsusemi scroll, then talk to Washu for Hojo scroll. Now exit Norg and kill yourself. If you left your HP in Jeuno it will save a ton of time and oils/powders, since you don't have to trek through jungle back to kazham and ride the airship again. Once you HP to lower jeuno catch a tele-taxi to Holla, again saving yourself a very long walk. From Holla run and set your HP in West Ronfaure. Then run to North Sandy, and set HP again inside and leave it there. Now run to Ghelsba Outpost.
Now in Ghelsba enter the grotto (Hug your left wall), Hope you still have oils and powders as you will need them. Run through the grotto and take exit #3 on This Map. Once in Ft. Ghelsba run to exit marked #4 on This Map. Then head to the hot springs once your in the grotto again, check the ??? to get your Jubaku scroll.
Now exit the hot springs, find an orc and attack it. Since being level one you should die. HP back to north sandy, run to south sandy and send all six scrolls to your main along w/ any leftover gil and items. Now delete the mule and recreate it back in bastok.
And then do these steps over and over again. As best I can remember selling all six scrolls in jeuno grossed 1.4 million last time I did it. Minus the 400k up front, and we are left with one million.
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Now I know this sounds like a lot of work, and it kind of is, but after you memorize all the routes, mob locations, and other small stuff I was able to start in bastok and finish in south sandy in three hours.
The hardest part is finding 105 zinc ores. What I would do is have a couple other mules and send them zinc whenever I found it below 1k, until I had enough zinc to do three runs. That's 315 zinc ores :O. That way I could play and do my own thing like LS events ect, then every third day or so do three runs for 3 million. I've made 10 million in a week easily doing this but that was doing it everyday which is really boring.
One last thing to note, depending on how many people do this that might cause the scroll prices to drop since the market would be flooded. Just depends, but hopefully not everyone will try it and for those that do, if any, it will work out for you.
Hope this helps someone and so long Vana'diel. FFXI was great fun but all good things must end.